Residential vs. Commercial Claims
For both residential and commercial properties, most types of insurance cover fires and fire damage. However, there are several differences between residential and commercial fire damage claims, and it’s important to understand these distinctions in the event of a wildfire. Many homes and businesses were affected by the 2011 Bastrop wildfire, but no matter your situation, a dedicated Bastrop wildfire attorney can make the insurance claims process much easier.
If you or someone you know owned a home or business that was damaged by the Bastrop wildfire, we can help you with your wildfire insurance claim. Contact the experienced Bastrop wildfire insurance claim attorneys of Williams Hart today by calling 800-639-8460 to discuss your insurance options.
Residential and Commercial Claims
Although both businesses and residences can be covered by insurance, there are different types of processes that the different property owners could go through in the event of a wildfire. First, businesses could suffer wildfire damage in the form of the following:
- Loss of income
- Decreased tourism
- Loss of inventory
- Damaged building
- Ruined equipment
Homeowners, on the other hand, typically must only face structural damage to their residences. This is not to suggest that the damages to a residential property are not proportionate; residential fire damage can be just as devastating as that to a business. Simply put, the homeowner may only have to file for structural damage whereas a business owner must file for benefits for many other damages.
Contact Us
If you or someone you know has suffered any type of damage from the Bastrop convention fire or Steiner Ranch wildfire, you may require help to ensure that you receive all of the insurance benefits you deserve. Contact a knowledgeable Bastrop wildfire insurance claims lawyer of Williams Hart today at 800-639-8460 to learn more.