How Replacement Costs Vary Among Homeowners

When your home and property is damaged by an event like the Bastrop wildfires, you are likely to turn to your insurance company seeking benefits under the terms of your policy. However, many people do not know how much compensation they can legitimately expect. Most insurance policies cover replacement costs after a disaster like the wildfires, which means that they will cover what it costs to replace or repair your home, excepting certain stipulations regarding your home’s “value.”

Understanding exactly how much compensation you can expect to obtain from your insurance company can prepare homeowners from surprise if and when their compensation arrives, and an attorney can help you comprehend your specific situation. If you or someone you know has questions regarding insurance compensation expectations, contact the experienced Bastrop fire insurance attorneys of Williams Kherkher by calling 800-639-8460 to discuss your legal needs.

What Will Not Be Compensated?

Many factors are considered when an insurance company determines a homeowner’s degree of compensation, which can vary greatly among homeowners. Some of the aspects of a homeowner’s insurance claim that will likely not be considered in compensation calculations include:

  • Property / land
  • Current market value of home
  • Certain repair costs / “luxuries”

Individual homes and claims vary significantly, so having an attorney who understands your exact legal and financial situation can make a big difference in your ability to obtain insurance benefits for your home’s repairs and replacement.

Contact Us

If you or someone you know has suffered property damage or loss from the Bastrop wildfires, contact the experienced Bastrop fire insurance attorneys of Williams Kherkher today by calling 800-639-8460.





Note: Williams Kherkher's primary office is 8441 Gulf Freeway, Suite 600, Houston, TX 77017-5051. The Leon Law Firm's primary office is One Sugar Creek Center Boulevard, Suite 980, Sugar Land, Texas 77478.

Williams Kherkher and The Leon Law Firm are taking joint responsibility for potential cases as co-counsel.

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Williams Kherkher - 8441 Gulf Freeway, Suite 600, Houston, TX 77017-5051 | The Leon Law Firm - One Sugar Creek Center Boulevard, Suite 980, Sugar Land, Texas 77478
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