How Insurance Claims Work
If you have been a victim of the Bastrop wildfires, you are probably aware that you should consider filing an insurance claim but may be unsure of what this actually entails. Filing an insurance claim is a standard step toward recovering from a disaster like the wildfires, because insurance money can help homeowners and business owners start to rebuild. Knowing how to seek the benefits that you are due under your policy and what options are available if your claim is denied or underpaid is critically important.
If you or someone you know has suffered losses due to the Bastrop wildfires and need advice about applying for insurance benefits, contact the experienced Bastrop fire insurance claims attorneys of Williams Kherkher by calling 800-639-8460 today.
How the Process Works
The insurance claims process is simple in principle, but in reality, can encompass a variety of lengthy processes and procedures that many people are unprepared to endure. Generally, the steps of the insurance claim process include:
- Assessing damage to your home, business, property, or other assets
- Filing an initial application for insurance equal to extent of damages
- Receiving either approval or rejection of initial application
- If rejected, filing an appeal (NOT a new application) for the rejected claim
- Receiving approval or further rejection for claim (appeals can continue)
These are essentially the steps of filing an insurance claim. Because appeals are necessary so often, it can be useful to have the help of an attorney during both the initial application and throughout the appeals process.
If you or someone you know has filed or plans to file an application for insurance benefits for damages sustained from the Bastrop wildfires, contact the experienced Bastrop fire insurance claims attorneys of Williams Kherkher today at 800-639-8460.