5 Tips for Dealing with Home Insurance Companies
If your home was damaged or destroyed in one of the central Texas wildfires, you may be wondering where to go and what to do next. You may hear conflicting advice or feel stymied by an uncooperative insurance adjustor. It can be difficult for many people to navigate working with insurance companies on their best days, so trying to do so during a difficult time can feel frustrating or futile for some people. If you find yourself in such a position, know that working with an attorney who you know is protecting your interests may be one of the best things you can do. Five important tips include:
- Educate yourself on your policy if you don’t already know it. Many people don’t regularly review their home insurance policies, and you may be unaware of all the help you are entitled to. Knowing your rights is the first step to getting your home rebuilt or restored.
- Document all of your losses while they are fresh on your mind. Make a few copies to be sure that you have this. If you happen to have photos of lost items, keep these together as well.
- Contact your insurance company and get the process started on your claim. You may be able to ask for an advance on your claim as well, which can help with current financial needs.
- If your home is not a total loss, do what you can to protect whatever property is intact.
- Keep careful documentation of everything. This includes everything you pay in living expenses as well as any repair or building estimates you get. Many people’s homeowner insurance will cover living expenses if you are forced to live outside your home.
These are just a few tips for dealing with insurance adjustors. Our attorneys understand how frustrating it can be to get inadequate or denied benefits for legitimate claims, and we don’t want this to happen to you. Call the dedicated fire insurance claims attorneys of Williams Kherkher at 800-639-8460 today to get started rebuilding your life.